Terms & Conditions for DANA and QRIS
Our Terms & Conditions explain the account step required before access, including clear phone verification and accurate personal details. They also describe how payment references are matched when you use DANA, OVO, GoPay, QRIS, bank transfer or a virtual account. A wallet status or receipt does
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not replace the account rules, and we may ask you to confirm a transaction reference when records do not match. The same policy applies whether you use a mobile browser or desktop device. Access depends on local law, and we apply the location and eligibility rules
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that affect your account. Read each section before submitting an account request, changing details or asking about a transaction. If wording changes, the current page shows the version that applies to future account activity, while any required notice will explain how earlier activity is handled.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.